According to a recent study,1 workers with a planning mindset are:

more likely to feel satisfied financially


more likely to feel in control financially


more likely to prefer saving for retirement to ensure a better retirement


more likely to feel they are saving enough for retirement

Kentucky Deferred Comp (KDC) recognizes that employees need to better take control of their current and long-term finances. We have been authorized by the General Assembly to offer financial planning services.

We now offer cost-free financial planning services to KDC participants

Our new financial planning services are conducted by CERTIFIED FINANCIAL PLANNERâ„¢ professionals, for KDC participants looking for help with:

  • Setting short- and long-term financial goals
  • Establishing savings for emergencies, college and health care
  • Identifying retirement income resources
  • Addressing potential gaps between retirement income and expenses
  • Preparing a detailed Cash Flow Analysis and Retirement Income Plan
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Interested in a holistic financial analysis?

Set up an appointment with your Kentucky Retirement Specialist.

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Ready to retire?

Before you take your first steps, download and use this checklist.

1 "Annual Retirement Study Reveal", Wells Fargo (September 2020).

Retirement Resource Group includes Retirement Specialists and Personal Retirement Counselors. Retirement Specialists are registered representatives of Nationwide Investment Services Corporation (NISC), member FINRA, Columbus, OH. The information they provide is for educational purposes only and is not legal, tax or investment advice. Personal Retirement Counselors are registered representatives of Nationwide Securities, LLC., member FINRA, SIPC. DBA Nationwide Advisory Services, LLC. in AR, CA, FL, NY, TX, and WY. Securities and Investment Advisory Services offered through Nationwide Securities, LLC, member FINRA, SIPC, and a Registered Investment Advisor. DBA Nationwide Advisory Services, LLC in AR, CA, FL, NY, TX and WY. Representative of Nationwide Life Insurance Company, affiliated companies and other companies.