Your use of KDC's website (the "Site") indicates your agreement to the following. I agree that --


  1. My Social Security number, personal identification number (PIN), user ID and password may be used for access to my account, to request personal information and to process transactions, including withdrawal of funds from my Plan account.
  2. I will safeguard and protect such confidential information from disclosure to, or use by, unauthorized third parties.
  3. I will update my personal information on my account and will ensure that my personal information, including my address, remains current and complete at all times.
  4. KDC may rely upon information which I supply to KDC, unless I inform KDC to the contrary.
  5. All Plan and account information, including verification of password and user ID, will be mailed to my address of record, even in the event of my divorce or relocation, until such time as I update my address with KDC.
  6. Use of my password and PIN shall be deemed to be my authorization to KDC to process all Plan transactions. If my PIN is lost or stolen, KDC will not be liable for resulting losses or liabilities. I will not share my PIN or password with any other users or third parties.
  7. Any transaction submitted to KDC using my PIN (whether authorized by me or not) will be treated as valid and will authorize Plan transactions, including withdrawal of my Plan funds.


  1. I am solely responsible for any damage to my computer, my phone or other equipment, or loss of data, that results from access to this Site or downloading files or software. My use and access to this Site is at my own risk.
  2. KDC is not responsible for any delay, difficulty in use, computer virus, malicious code or other defect in this Site, or any incompatibility between this Site and my files, browser or access program, or other problems due to third party actions beyond KDC's control.
  3. I will use this Site solely for my personal and informational use. I will not engage in any conduct which could damage, disable or impair this Site or any information contained on this Site. I accept website use and service on an "as is" and "as available" basis.
  4. I will not obtain or attempt to obtain unauthorized access to any part of this Site, or to any protected information, through any means not intentionally made available to me by KDC.
  5. Links to other internet sites are not controlled by KDC and are provided for my convenience. KDC is not responsible for losses because of use of any linked sites.
  6. I am bound by any e-signature which I use for this website, and it shall have the same force and effect as my written signature. My right to access this website may be denied if I violate any terms and conditions of use.

LIABILITIES: In no event will KDC, its employees, agents or trustees be liable to you for any punitive, indirect, direct, special, incidental, or consequential damages. This includes lost profits, costs of obtaining substitute service or lost opportunity, even if you have notified KDC about the possibility of such damages.

NO PRODUCT ENDORSEMENTS: KDC disclaims all liability as to content and material available on the linked Nationwide website, including the accuracy of information and quality of products or services provided via the Nationwide website. The fact that the Nationwide website is linked to this KDC website is not an endorsement, authorization, or express or implied sponsorship, or affiliation with respect to any product or service described on the linked Nationwide website.

DISCLAIMERS: KDC does not warrant that website access and services will be uninterrupted or available at all times. KDC does not guarantee that files and information made available on this Site for downloading are free from viruses, worrns, Trojan horses or other code which have contaminating or destructive purposes. KDC shall not be liable, and disclaims all liability, for any claim, loss, or damages arising from your use of the site. KDC does not endorse and is not responsible for the accuracy or reliability of any statement made on this website by any other party.

TRADEMARK: The name Kentucky Deferred Compensation and logo displayed on this site are registered service marks with U.S. Patent and Trademark Office and the property of KDC.

IMPORTANT: These Terms and Conditions shall be governed by (and construed in accordance with) the laws of the United States and the State of Kentucky. You consent to the exclusive jurisdiction and venue in Franklin County, Kentucky and waive the defense of forum non conveniens. Each participant is bound by the provisions of KDC’s Plans and Trusts and the participant’s Participation Agreement. If there are any differences between statements on this website and KDC’s Plans, the Plan document shall govern. To request a copy of KDC Plan documents, please contact KDC’s office by toll-free phone 1-800-542-2667.