Human Resources Leaders Guide

Be your employees’ retirement champion

As an employer within the Commonwealth of Kentucky, you are in the best position to help employees understand the value of preparing for their retirement income needs through the Kentucky Deferred Compensation Program (KDC). We’ve prepared a comprehensive Leaders Guide to help you support your employees as they enroll and participate in KDC, and prepare for and live in retirement.

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Be your employees’ retirement champion

KDC provides unique retirement savings opportunities through two plans and five options that offers employees easy participation and flexibility. Use these tools to help you connect with employees.

Subject area	Materials to share
Why employees should enroll in KDC	Why KDC. Explains the role of KDC as an employee benefit and a critical retirement savings opportunity. Know Your Retirement Benefits. Describes the difference between pension and supplemental retirement plan benefits. Plan Comparison Chart. Describes the differences between Program options in greater detail.
How to decide how much to defer into KDC	Future Value/Paycheck Impact Calculator. Shows how time and compounding can work for retirement savers, and how take-home pay is impacted by a specified pre-tax contribution amount.
How to invest through KDC	Three Ways to Invest. Provides a quick summary of the ways to invest through KDC. Investment Guide. Provides a comprehensive view of KDC’s investment options and fee structure. Any Investing Involves Costs. Features how annual account fees are assesses, with full transparency.
How participants can get answers to their questions	Kentucky Retirement Specialists. Features whom to contact to schedule on-site visits and workshops at your department. KDC Retirement Checklist. Provides retirement planning resources and steps to make their planning easier. KDC's Financial Planning Program. Features an overview of KDC's no-cost financial planning program available to all participants.

For you as the employer:

Ensure you’re signed up for FastPay to make submitting payroll and census data faster and easier. When it’s easy for you, it’s smoother for your employees.

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