Is your investing on target?

Take the stress out of your financial choices

Perhaps the most difficult decisions in retirement plan participation are deciding what to invest in and how to avoid the possibility of losing money in the market. You can never completely get rid of investment risk, but you can use some techniques that tend to reduce risk over time. Most Kentucky Deferred Comp participants are long-term investors, meaning time is on your side.

Spread your assets around

Diversification of funds graphicOne commonly used technique to reduce investment risk is diversification. Because most asset classes do not gain or lose value at the same time or at the same pace, diversification allows you to spread your investments around with a goal of reducing the impact of market losses to your portfolio over time. The challenge is that the investor needs to understand the investment objectives of not only the asset classes but also the funds in them.

If you’re not comfortable making asset allocation decisions, or you want decisions to be made for you on an ongoing basis, Kentucky Deferred Comp offers a solution.


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To discuss how investing in a TDF could help improve your financial wellness in retirement, call your local KDC Retirement Specialist or the KDC office at 1-800-542-2667.

Prospectuses are available on this website by clicking the Prospectus link. For additional help with obtaining a prospectus please contact us. Please consider the fund's investment objectives, risks, and charges and expenses carefully before investing. The fund prospectus contains this and other important information about the investment company. Read the prospectus carefully before investing.​

Kentucky Retirement Specialists are Registered Representatives of Nationwide Investment Services Corporation, member FINRA, Columbus, Ohio. Nationwide representatives cannot offer investment, legal or tax advice. Contact your own advisor for these services.

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