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OFFICIAL RULES - KENTUCKY DEFERRED COMP’S SELFIE CONTEST

These are the Official Rules for the Kentucky Deferred Comp’s Selfie Contest (“Promotion”). The Contest is sponsored by Kentucky Deferred Compensation(‘KDC”) located at 501 High St, 2nd Floor, Frankfort, KY 40601.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. MAKING A PURCHASE WILL NOT INCREASE THE ODDS OF WINNING.

ELIGIBILITY
The Promotion is open to all public-sector employees of KDC. Entrant must be 18 years of age or older and a current or retired Kentucky Deferred Comp account holder. Commercial enterprises and business entities are not eligible. Affiliates or advertising and promotional agencies and members of their immediate families (defined as children, parents, siblings or spouses) are not eligible to participate in the Promotion. No purchase is necessary.

HOW TO ENTER
To enter, send an email to scarlet.murphy@ky.gov with the subject as Selfie Contest. Share a photo that represents your future self and what you envision for your retirement, along with your name, address and phone number to be eligible for consideration of the selfie selection.

KDC will run the Promotion on the following dates:

  1. The Promotion will run from 12:00AM ET on June 29, 2020 to 11 :59 PM ET on August 31, 2020 (the "Promotion Period”).

There are no limits on how many entries an individual may submit. Only entries received within the Promotion Period will be accepted.

WINNERS
Four winners will be selected by on or about August 31st, 2020 from among all eligible entries received. Criteria for selection will be based on entries ability to portray the theme of checking off steps to your financial wellness goals. Examples of checking off the steps would include; Budgeting, practicing financial budgeting or using tools and resources to make to make good financial decisions. Judges will vote on the image that best aligns with this theme. In event of a tie vote, judges will bring in an additional party from Kentucky Deferred Comp to make the final vote between the two images. Decisions made by Kentucky Deferred Comp are final in all matters related to the Promotion. Kentucky Deferred Comp will attempt to notify winners by email and/or by social media provided within approximately three (3) days following selection of the winner. Kentucky Deferred Comp is not responsible for any delay or failure to receive notification for any reason, including inactive email account(s), technical difficulties associated there with, or winner's failure to adequately monitor any email account or physical address. The winner must then respond to Kentucky Deferred Comp within (72) hours. Should the winner fail to respond or be disqualified, the winner will forfeit the prize.

PRIZES
Prizes will be provided as follows:

  • Four (4) Entrants will be selected to win a $25 Amazon gift card during each Contest period.

GENERAL RULES
Potential winners will be confirmed by Kentucky Deferred Comp representatives. The use of any automated launching or entry software or any other mechanical or electronic means that permits an entrant to automatically enter repeatedly is prohibited. Mechanically generated entries will be discarded and may result in total and permanent disqualification from the Promotion.

The winner may be required to sign an affidavit of eligibility, labially waiver and publicity release that will allow Kentucky Deferred Comp to use the winner's name, photography, prize information, and biographical information for publicly and promotional purposes without further Compensation where permitted by law. By entering the Promotion or accepting any prize, each entrant consents to use of his or her name, likeness and any statements, quotes or testimonials for publicity, advertising and other promotional purposes without further Compensation, except where prohibited by law.

All taxes associated with the receipt or use of the prizes is the sole responsibility of each winner. Kentucky Deferred Comp reserves the right to withhold any taxes as required by applicable law Prizes are not transferable. No substitutions (including for cash) are permitted, but the KDC plan reserves the right to substitute a prize of equal or greater monetary value to the prizes for if any reason any prize cannot be awarded as contemplated in these Rules.

By submitting an entry for this Promotion, you agree to abide by these Rules, the terms and conditions of Kentucky Deferred Comp and any decision they make regarding this Promotion. KDC reserves the right to disqualify from the Promotion, and any future contest or other promotion, and to take such other action as may be appropriate, any entrant or winners who, in the Kentucky Deferred Comp plan reasonable suspicion, tampers with the www.mydcplan.com website, the entry process, intentionally submits mechanical entries, violates these Rules, or acts in an unsportsmanlike or disruptive manner.

11. Disclaimer and Limitation of Liability. KENTUCKY DEFERRED COMP MAKE AND GIVES NO REPRESENTATIONS, CONDITIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, REGARDING THE PROMOTION OR ANY PRIZE OR ANY ENTRANT'S PARTICIPATION IN THE PROMOTION. KENTUCKY DEFERRED COMPENSATION PROGRAM SHALL NOT BE RESPONSIBLE OR LIABLE FOR ANY LOSS, DAMAGE, COST, OR INJURY THAT ARISES FROM, ANY OCCURRENCE, EVENT OR CONDITION OUTSIDE REASONABLE CONTROL THAT MAY AFFECT THE PROMOTION OR CAUSE THE PROMOTION TO BE DISRUPTED, SUSPENDED OR CORRUPTED, INCLUDING: (I) LATE, LOST, DELAYED, DAMAGED, MISDIRECTED, INCOMPLETE, OR UNINTELLIGIBLE ENTRIES; (II) TELEPHONE, ELECTRONIC, HARDWARE OR SOFTWARE PROGRAM, NETWORK, INTERNET, 0R COMPUTER MALFUNCTIONS, FAILURES, VIRUSES OR DIFFICULTIES OF ANY KIND; (Ill ) FAILED, INCOMPLETE, GARBLED, OR DELAYED COMPUTER TRANSMISSIONS; AND (IV) THE DOWNLOADING OF ANY MATERIAL IN CONNECTION WITH THIS PROMOTION. KENTUCKY DEFERRED COMP RESERVE THE RIGHT, IN THEIR DISCRETION AND WITHOUT PRIOR NOTICE, TO SUSPEND OR CANCEL THE PROMOTION OR ALTER THE RULES IF AT ANY TIME A COMPUTER VIRUS, TECHNICAL PROBLEM, OR OTHER UNFORESEEABLE OCCURRENCE, EVENT OR CONDITION ALTERS OR CORRUPTS THE ADMINISTRATION OF THE PROMOTION.

RELEASE
By entering the promotion, each entrant releases and agrees to hold harm less Kentucky Deferred Comp and their agents from any liability whatsoever for any claims, costs, losses or damages of any kind (including, without limitation, those related to personal injury, death, damage to property, infringement of proprietary rights, rights of publicity or privacy or defamation), arising out of or in connection with: (i) entering the Promotion; (ll )acceptance or use of any prize; or (ill ) otherwise arising out of or relating to the Promotion.

PRIVACY
Your privacy and security are our highest priority. Ensuring electronic access to state government information and services while maintaining privacy is a guiding principle of the state's Commonwealth Office of Technology, Office of Enterprise Technology. The Commonwealth of Kentucky collects only the personal information necessary to provide enhanced services to our citizens and customers. Please note that all non-exempt information collected by Kentucky.gov services may be subject to public disclosure under KRS 61.870, the Kentucky Open Records Act

DISPUTES/GOVERNING LAW
As a condition of participating in Promotions, entrant agrees that any and all disputes that cannot be resolved between the parties, and all claims and causes of action arising out of or connected with the Promotion or any prize awarded, or the determination of winner shall be resolved individually, without resort to any form of class action. Further, in any such dispute, under no circumstances will entrant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental or consequential damages, or any other damages, including attorneys' fees, and entrant further waives all rights to have damages multiplied or increased.

These Rules and this Promotion are governed by and controlled by the laws of the State of Kentucky, applicable to contracts made and performed therein without reference to the applicable choice of law provisions. All actions, proceedings or litigation relating hereto will be instituted and prosecuted solely within the State of Kentucky. The parties consent to the jurisdiction of the state courts of Kentucky and the federal courts located with such state and county with respect to any action, dispute or other matter pertaining to or arising out of this Promotion. This Promotion is subject to all applicable laws. Void Where prohibited.

SPONSOR
The official sponsor of this Promotion is Kentucky Deferred Compensation Program, with support from its record-keeper Nationwide. All questions regarding this Promotion should be directed to Kentucky Deferred Comp at 1-502-573-7925.

NRW-6996KY-KY
NRW-6996KY-KY
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