Phone

Monday-Friday 8 a.m. – 11 p.m. ET

Email

Don’t include personal information such as Social Security number. We will typically respond in one business day.

1 on 1 support

Meet your Retirement Specialists, attend a webinar or schedule an appointment with a rep.

Our local address
Kentucky Personnel Cabinet, Kentucky Deferred Compensation
501 High St, 2nd Floor, Frankfort, KY 40601
The local office is open Monday, Wednesday, and Friday from 8:00 AM to 4:30 PM.
Virtual appointments are available Tuesday and Thursday.

Frequently asked questions

Here are some questions and answers that may help you find what you are looking for.
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You have three different options:

Fax
(502) 573-4494

Standard mail
Nationwide Retirement Solutions
P.O. Box 182797
Columbus, OH 43218-2797

Overnight mail
Nationwide Retirement Solutions
3400 Southpark Place
Suite A
Attn: DSPF-F2
Grove City, OH 43123

While the plans are similar from the options they allow, there are a couple nuances. You can view the Plan Comparison Chart or contact us at your preferred method listed above.

You can enroll or learn more, by visiting the Enrolling in Kentucky Plans landing page.

There are different types of fees that depend on different transactions. For other plan costs you can view the plan fees here.
Plan contribution limits are set by the IRS, and are typically adjusted each calendar year. View current, or historical contribution limits.

As a Kentucky Deferred Comp participant, you are eligible to rollover outside retirement accounts into your KDC account. Consolidating retirement accounts may make managing your retirement accounts more effective and reduce your administrative costs. Contact a Local Retirement Specialist to determine if your other retirement assets can be combined or consolidated with your KDC account. Neither KDC, Nationwide, nor any of its representatives provide legal or tax advice. Please contact your legal or tax advisor for such advice.

Congratulations! There are a lot of big decisions when it comes to retirement. First thing to know is that you don't have to do anything with your retirement account. Your account will remain active after retirement, and we offer many options that can support you through retirement. Contact us or schedule an appointment to learn more about your options.

You can take your annual RMD in a lump sum or in partial withdrawals, perhaps in monthly or quarterly payments. Delaying the RMD until year-end, gives you money more time to grow tax-deferred. Regardless of choice, be sure to withdraw the total amount by the deadline to avoid penalties.

If you need to claim a participant account, as the named beneficiary, you can login to complete the Beneficiary Claim and Withdrawal Application form.

Representatives do not offer investment advice.